The Ultimate Guide to Understanding Workers Compensation With 3rd Party Liability

If you or a loved one has incurred an injury at work, file for payment from the workers’ compensation program, as this video directs. Meet with an attorney who specializes in workers’ comp cases, too. Your lawyer will ask many questions about your accident and investigate all aspects of it. This investigation will especially help with workers compensation with 3rd party liability cases.

Third-party liability refers to a situation in which a party besides your employer contributed to your accident. Typical third parties include:
– Manufacturers of safety equipment found defective
– Operators of heavy equipment or machinery employed by another company
– Property owner with a hazardous site condition that remains uncorrected
– Owner of another business working on the same job site.
Your attorney’s investigation may uncover a party not on this list, but these options account for most situations.

What a Third-Party Claim Means to Your Case
In a third-party involvement, the injured person can claim workers’ compensation to receive a percentage of their earnings while they recover. The insurance coverage pays for the medical care, too.

Video Source

In some states, the injured person cannot sue their employer. If the injury involves a third party, the injured can sue it. Third-party claims can include pain and suffering damages and offer a mechanism by which the employee can recover all lost wages.


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